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Business resources

Business resources

Find resources to help with business loans, unemployment insurance, workplace safety, and more.

Small Business Administration (SBA) loan programs

Application Notice. The SBA began accepting applications from lenders for the second round of funding on April 27. Contact your local lender to check on the status of your application or to apply. Check the SBA's Small Business Guidance & Loan Resources for general funding and application updates on both of the below programs.

The Paycheck Protection Program. PPP is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating; consult with your local lender as to whether it is participating in the program.

Economic Injury Disaster Loan (EIDL) Emergency Advance. Small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. This loan advance will not have to be repaid.

Local SBA Assistance. The SBA works with a number of local partners to counsel, mentor, and train small businesses, and can offer guidance during the COVID-19 outbreak. Search for local SBA assistance near you.

Unemployment Insurance

The federal government has updated guidelines for the joint federal-state Unemployment Insurance program in response to COVID-19, but each state continues to set its own policies, so your state’s Unemployment Insurance website is the best place to get answers to your questions.

Wages and leave policies

The U.S. Department of Labor’s Wage and Hour Division provides Guidance for COVID-19 or Other Public Health Emergencies regarding wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act.

Workplace and employee health and safety

The Centers for Disease Control and Prevention (CDC) offers Guidance for Businesses and Employers to help plan, prepare, and respond to the COVID-19 outbreak.

The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) offers Guidance on Preparing Workplaces for COVID-19 with information on safe work practices and more.

More resources for businesses and employers

Find tools and information to help hire, train, and retain a strong workforce at the Business Center.